THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly relying to digital channels for their financial needs. This shift has led to a reduction in branch locations, and many institutions are closing existing branches to reduce costs. De

Free cash flow (FCF) serves as a crucial metric for investors and business leaders alike. It illustrates the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of growing. Understanding how to calculate FCF and optimally ma